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Solar Financing Options

Residential Solar


Check Out Our Industry Leading 1.99% Solar Loan and Solar Lease

Stellar Solar provides the most complete solar financing options in San Diego. Financing or leasing your new solar energy system is easy and affordable. Stellar Solar offers a zero money down, 1.99% solar loan along with a solar lease that is backed by industry leader Sunpower. We also work closely with San Diego Metropolitan Credit Union to provide a range of solar financing options. Of course, customers are also welcome to provide their own financing, available through banks, S&Ls or credit unions and with interest rates still low, this can be an attractive option. Let one of our expert solar advisors present the options that best suit your needs.

Solar Lease vs. Loan

Solar Lease

Little to no upfront cost
Typically have 20 year contracts
More costly than solar loans
The leasing company guarantees the solar equipment during the lease

Solar Loan

Little to no upfront cost
There are no pre-payment penalties, so the loan can be paid off at any time
Allows you to take advantage of the federal tax credit
Own your solar panels in 12 years rather than leasing them for 20 years
There are no liens on your property (as with a lease)

Learn more about solar leases vs solar loans here.

Commercial Solar


Commercial Solar Financing & Power Purchase Agreements

Stellar Solar has several commercial financing options available for commercial property owners. Power Purchase Agreements (PPAs) – are also available for qualified commercial customers. With a PPA, you buy your electricity under contract from a 3rd party provider who owns the solar energy system installed on your roof. In general, the cost of the solar power under this PPA starts out lower than your current power bill and increases over time at a lower rate. So, you can save money immediately and your savings grow over time.

Contact a Stellar Solar energy consultant to learn more about these options at (866) 787-6527.

PACE Financing

PACE program (Property Assessed Clean Energy) is now being offered in most areas of San Diego County. PACE program facts:

Learn more about PACE financing in San Diego.

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